State
New Hampshire
Market conditions are mixed, with some caution warranted. Home prices remain significantly above historical averages. The local job market is notably strong, supporting buyer confidence.
Score breakdown
7.24%
Above the ~6.6% long-term average
337
28.4% above 10-year average (262)
$87,460
Monthly mortgage ≈ $2,196, or 30.1% of monthly income
2.60%
Below the 5-year average of 2.7% for New Hampshire
What this score means for buyers in New Hampshire
The HomeBuyScore of 53/100 for New Hampshire is a composite of four Federal Reserve data series, each weighted equally at 25%.
A 30-year fixed mortgage currently costs 7.24%, which translates to a monthly payment of roughly $2,196 on a median-priced home (assuming 20% down). That represents approximately 30.1% of the median household income of $87,460 — financial planners generally recommend keeping this ratio under 28%.
The national Case-Shiller Home Price Index currently stands at 337, which is 28.4% above its 10-year average, suggesting prices are still elevated relative to recent history.
Local economic conditions in New Hampshire show an unemployment rate of 2.60%. This indicates a healthy labor market that supports buyer confidence.